- 16 oz. can refried beans
- 1 C grated cheddar or Monterey Jack cheese
- 1/3 C black ripe olives, sliced, pitted, and drained
- 1 large tomato, chopped
- 1 C sour cream
- 1 C guacamole
- 1 C salsa
- tortilla chips
Using a 10-inch glass pie plate or baking dish, spread the refried beans over the bottom of the dish.
Make a layer for the cheese, followed by the olives, then the tomato, then sour cream, guacamole, and top with salsa.
Cover and chill for at least 30 minutes before serving.